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< class="h2">About ONE

Today, people are getting by instead of getting ahead. Most use 5-7 apps to manage their financial lives, leaving them feeling disconnected from their money – and stressed. Moreover, 2 out of 3 people have no emergency savings and pay over $250 in overdraft fees each year.

We’re building simple solutions to help you achieve balance in how you spend, save, and grow your money — all in one place. And we’re just getting started. ONE is backed by Walmart and Ribbit Capital.

Join our passionate and talented team!

< class="h2">The role

We’re growing fast and we’re looking to hire an experienced and a strategic leader for our Financial Crime Compliance function. This leader will also serve as the BSA Officer for ONE, guide our strategy and lead the execution of our overall BSA/AML and Sanctions program for all of ONE’s products and services. This role will report to our Chief Compliance Officer and will be responsible for representing our Financial Crime Compliance program to internal and external stakeholders. 

 

This role is responsible for: 

• Leading the development of all elements of our Financial Crime Compliance strategy and operations, including with respect to enhancements of our risk assessment, data, operations, analytics and governance capabilities.

• Developing policies and procedures and leading teams in implementing processes necessary to comply with the BSA/AML compliance program based on ONE’s money laundering and terrorist financing and other illicit financial activity risk profile.

• Developing scalable strategies leveraging best in market techniques, systems and data.

• Reporting on key risk and performance indicators and supporting remediation of Financial Crime Compliance related issues. 

• Demonstrating the efficacy of the Financial Crime Compliance program to our Executives, Board, Banks and Regulators. 

• Acting as a liaison/contact for examinations, internal audit and external audits of the BSA/AML compliance programs; overseeing corrective action of all program related enhancements.  

• Advising stakeholders of emerging risks, new or amended laws, regulations, or agency guidance; recommends and implements changes and controls to mitigate those risks.

• Partnering with business isions to advise on requirements necessary to continually enhance the identification and management of money laundering and terrorist financing risk.

• Establishing, maintaining and overseeing appropriate recordkeeping for onboarding activities, unusual activity report investigations, transaction reports and reviews to sponsor banks. 

 

< class="h2">You bring

• Superior domain experience in consumer fintech/financial services

• 12+ years of experience in administering all aspects of BSA/AML compliance with demonstrable applied experience in consumer credit, payments/transactional products, and/or retail brokerage operating at significant scale

• Demonstrated abilities to develop and implement compliance policies, strategies, and work processes across multiple work streams and product lines

• A thorough understanding of BSA, ML/TF, Sanctions and other legal, regulatory and operational risks and converting them into relevant, practical business requirements

• Decision making, deductive and investigative abilities with attention to detail and accuracy

• A data and technology-forward approach with rigorous operations management

• Exceptional interpersonal, writing, communication and organizational skills

• Leadership that builds platforms, growth and trust for team members 

 

< class="h2">Working @ ONE

Join us! We hire talented people across the US (remote) and near our collaborative work spaces in New York (Tribeca), Sacramento, Oakland, and San Francisco. Everyone’s work preferences are different but here's what's true across all of our teams: we ruthlessly prioritize, we work asynchronously (meetings are a last resort), and we’re excited about starting small over perfect.

• Competitive cash (we don’t discount based on location)

• Benefits effective on day one 

• Early access to a high potential, high growth fintech

• Generous stock option packages in an early-stage startup

• Remote friendly (anywhere in the US) and office friendly (you pick the schedule)

• Flexible time off programs

 

< class="h2">Inclusion & Belonging

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer and value ersity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us. Email [email protected] with any questions.